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SBA Stands Ready to Assist Texas Businesses and Residents Affected by the Severe Winter Storms

TEXAS (March, 4, 2021) - SBA Low-interest federal disaster loans are now available to Texas businesses and residents as a result of President Biden’s major disaster declaration signed on February 20, 2021. 

The declaration has been amended and now covers 126 Texas counties that were affected by the severe winter storms that began on Feb. 11, 2021.  

Enclosed please find the updated Fact sheet and our Virtual Disaster Loan Outreach Center flyer. Please distribute and post in your website and social media as our goal is to reach everyone that may need assistance.


  • SBA disaster loans are the primary source of federal assistance to help pay for disaster repair or replacement costs not fully covered by insurance or other compensation.

  • SBA offers low-interest disaster loans to businesses of all sizes, most private nonprofit organizations, homeowners and renters.

  • Businesses of all sizes and most private nonprofit organizations may borrow up to $2 million for property damage.

  • Small businesses, small businesses engaged in aquaculture and most private, nonprofit organizations may also borrow to help meet disaster-caused working capital needs. Business statutory loan limit is $2 million for combined damage and working capital needs.  

  • Homeowners may borrow up to $200,000 to repair/replace their primary residence.

  • Homeowners and renters may borrow up to $40,000 to repair/replace personal property.


♦ Register with FEMA at

♦  Homeowners and renters should submit their SBA disaster loan application, even if they are not sure if they will need or want a loan. If SBA cannot approve your application, in most cases we refer you to FEMA’s Other Needs Assistance (ONA) program for possible additional assistance.

Apply online at Home (

Or contact 

SBA Virtual Business Recovery Center 

SBA Virtual Disaster Loan Outreach Center

Monday – Friday

8 a.m. – 8 p.m. EDT

(800) 659-2955