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$2 Million HEDC Loan Fund Available Now! Start Here.


A message from the SBA District Office in Harlingen regarding the Economic Injury Disaster Loan

Texas is currently pending the Economic Injury Disaster Loan (EIDL) assistance declaration issued by the SBA but it may be declared soon.

This will allow the SBA to make loans up to $2 million to small businesses and private, non-profit organizations to help alleviate economic injury caused by the Coronavirus (COVID-19) statewide.

About the EIDL

  • These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses. The interest rate for non-profits is 2.75%.

  • SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.

  • SBA’s Economic Injury Disaster Loans are just one piece of the expanded focus of the federal government’s coordinated response, and the SBA is strongly committed to providing the most effective and customer-focused response possible.

Disaster Assistance_Resources for Businesses Statewide-508_3_17

Asistencia de Desastre de la SBA en Respuesta al Coronavirus-508_3_17

In the meantime and in anticipation of an EIDL application, you can begin gathering the information below:


  • Loan application (SBA Form 5), completed and signed (this is electronic/online in the portal)

  • Tax Information Authorization (IRS Form 4506-T), completed and signed by each applicant, each principal owning 20 percent or more of the applicant business, each general partner or managing member; and, for any owner who has more than 50 percent ownership in an affiliate business. Affiliates include, but are not limited to, business parents, subsidiaries, and/or other businesses with common ownership or management

  • Complete copies, including all schedules, of the most recently filed Federal income tax returns for the applicant business; an explanation if not available

  • Personal Financial Statement (SBA Form 413) completed, signed, and dated by the applicant, each principal owning 20 percent or more of the applicant business, and each general partner or managing member

  • Schedule of Liabilities listing all fixed debts (SBA Form 2202 may be used)

All of these forms are available in the Disaster Loan Application Portal.

The Disaster Loan Application Portal is at

Please know we will continue to assist small businesses with accessing federal resources, such as working capital and counseling, government contracting opportunities as well as navigating their disaster preparedness plans.  We will provide updates as we receive them.

U.S. Small Business Administration
Lower Rio Grande Valley District Office
2422 E. Tyler Ave., Suite E
Harlingen, Texas 78550
Office (956) 427-8533